Find your dream home

Geralyn Marchiafava

Geralyn Marchiafava

RENT,SHC
Direct:
Office:
License:
1435934 NJ
Hillsborough/Montgomery

Read what my recent clients say about me:

Client Testimonials

 

 

 

 INFORMATION IS POWER!

I AM HERE TO HELP YOU TO GATHER THE RIGHT INFORMATION - TO ANSWER YOUR QUESTIONS, AND TO GIVE YOU GUIDANCE, SO THAT YOU CAN MAKE THE RIGHT CHOICE FOR YOUR NEXT HOME.

 

BUYING A HOME IS NOT JUST GOING TO OPEN HOUSES. AND PUTTING IN AN OFFER. YOU NEED TO BE WITH A REALTOR THAT WILL WORK FOR YOU!.

I WILL PROVIDE YOU WITH THE GUIDANCE TO BE AN INFORMED BUYER. AND TO MAKE SURE THAT YOU ARE ONE OF THE FIRST TO KNOW WHEN A HOME COMES TO MARKET WITH YOUR CRITERIA.

 

Hello, my name is Geralyn Marchiafava and I am a realtor with Coldwell Banker Realty. You are viewing my website so I wanted to introduce myself and give you some information about me.

I can offer a wealth of knowledge and services to assist in all your real estate needs. My website has all the same features as the large national websites, but still keeps my local, friendly, customer-oriented approach. Feel free to view as many homes as you like, save the ones that appeal to you, ask as many questions as you need. I will be happy to work with you on finding and purchasing the perfect home. I understand that searching for and finding your new home takes time - and I am willing to help you through all the steps.

If you are actively looking for a home, you can send me a quick email - by clicking on "contact me" by my picture, and send me some information and I can set you up to receive the homes that will meet your specific wants and needs:

What towns you are looking in,
Minimum number of bedrooms,
Minimum number of bathrooms,
Price Range,
And any other specifics that you would like in your new home (basement, garage etc)

 

The more information that you can give me about what you want, the easier it will be for me to help you find the right home.

If you see listings of interest to you and would like to set up an appointment for showings feel free to contact me.

Please keep in mind that buying your new home may depend on selling your current home. I will be happy to evaluate and market your home for you. Just give me a call or send me an email and we can set up an appointment for me to view your home and prepare a market analysis to determine a proper listing price. I can show you the best ways to stage your home to prepare it to be photographed and listed for sale. If you live outside my area, I can refer you to one of my many associates around the country.

If you have any questions I'm just an email, text or phone call away, and I will be happy to help you.

Thank you for viewing my website and enjoy your search!

 

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First Time Home Buyers Consultation - FREE !!!!

 

Just email me at Geralyn.Marchiafava@CBmoves.com  or text me at 908-698-3349

This is held at the Coldwell Banker office in Hillsborough.

1. Lets you ask any questions you may have.

2. We will discuss your home needs and wants

3. We will discuss all the costs associated in the purchase of a home. Such as closing costs, inspection costs and lender fees.

4. I will show you how to calculate an approximate monthly payment.

5. We will discuss preapprovals (which you MUST have prior to putting in any offer for a home).

6. We will discuss downpayments and PMI.

7. We will discuss HOA fees and they types of mortgages you can obtain.

Then we will start to search for homes that really meet all your needs both in the property and in the monthly payment price point.

Please view what my clients say about me at:  Client Testimonials

***Many of which have attended my home buyer consultation and finally were able to purchase a home with confidence.***

 

 

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Pre-approvals, Mortgages, Credit Scores 

      Knowing how much home you can afford saves you time, and tells sellers you're serious about buying a home. A list of information you will need in order to get a free loan pre-approval decision,  Important Mortgage Information Do's and Don'ts, and for Information regarding your Credit Score
Just click on the link below:

Pre-approval, Mortgage Info, Credit Score Info. Link

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Information for Purchasing: Townhomes and Condos

 

If you are looking at townhomes and condos it's important to know many things :

* Like what exactly is included in the monthly HOA fee (in some communities heat and hot water are included in the monthly fee (this may be something that you may want), many its not).
* And it's important to know what type of mortgage you qualify for in advance. So it's very important to ALREADY have a preapproval from a lender, prior to looking for a townhome or condo. For example, if you are going to get a FHA or VA mortgage - you need to know what townhome/condo communities are approved for you to purchase using an FHA or VA mortgage - many are not. So this is very important to know.
* And when figuring out your monthly payment - its important to know if you have to pay PMI or not. (you pay PMI - if you put down less than 20% of the purchase price)  And to figure in the HOA fees, in your monthly cost.
Another factor is if you have pets - some communities have pet restrictions - limiting the number of pets, size or what kind of pets.
I can help you navigate through all these questions, I like to educate my clients so that they are informed and make the best decisions. So I encourage the asking of questions along the way.
Also, if you need to get preapproved to see how much of a mortgage you can qualify for - I can help you with that also. I can supply you with a list of lenders that will be happy to assist you in getting a preapproval - It's free to do so and your under no obligation to obtain your mortgage with them. (But you DO need a preapproval before putting any offer in on a property). If you need a list of lenders - just email me and i will be happy to send you their contact information so that you can call and obtain your FREE preapproval.
If you do see any properties that are of interest to you - send me an email or give me a call and let me know their address, and I will be happy to set up appointments for you to see them.
Im just an email away if you have questions - and I will be happy to help you in your new home search.

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Certified Rental Specialist

 click here for -->     NTN Rental Link:

  1. Please remember to write down your password.
  2. Please use your GROSS MONTHLY income.
  3. If you will have a co-applicant, the first applicant invites the other applicant - no need for the second applicant to re-invite the first.

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Blog

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Sample Mortgage Rates

For 4/18/2024

30 Year Fixed
6.75%
15 Year Fixed
6.25%
5/6 ARM
7.5%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Coldwell Banker Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.